Credit Union

Mainstreet Credit Union – Financial Solutions in Kansas City

Mainstreet Credit Union is a financial cooperative providing financial services for the members in the form of a non-profit organization. The cooperative allows the people living in Kansas City metropolitan Area to become members of the cooperative. Individuals as well as financial organizations living in the above-mentioned area can join the cooperative.  They offer financial products and services at a very low rate and this is the main advantage to be gained by the members. The members of Mainstreet Credit Union can also avail loans with very attractive rates, when compared with what the conventional banks offer. Their services are also excellent and the interest rates are lower than other traditional banks. They have, therefore, grown in popularity.

It is simple to join Mainstreet Credit Union just by opening a savings account with a minimum balance of $5 in any of their branches. You then have the right to their financial services as well as being able to vote in the election of the Board of Directors. After you have become a member, your family members are also eligible for membership, such as your parents, children, and brothers and so on. Once you have become a member, you can remain a lifelong member, regardless of where you live or work.

You can avail low-cost financial services and access savings accounts and also get loans for both consumer and real estate purposes. They also provide investment and insurance services. You can also possess investment accounts with high yield. There are also companies known as Select Employee Groups, which offer the benefits of Mainstreet Credit union to the employees at no extra cost to the employer. The employee is benefitted, as he gets a safe place for saving and can also access loans at reasonable rates. Many time-saving services are also offered to companies, such as Payroll Deduction and Direct Deposit. Companies or employers can join the cooperative by opening share accounts at the company or even at the branch offices. There are many such SEGs offering this benefit from Mainstreet Credit Union to their employees, such as Bishop Miege, Amcor PET, Kansas City Aviation Center, Lee company, to name a few.

The members of Mainstreet Credit Union can get personal loans for a vacation, a new computer or just for some extra cash.  The rates are competitive and the terms are flexible.  You can also borrow signature loans for any purpose, such as home remodeling or even a diamond necklace for your wife. They also offer specific home loans either for buying a home or for refinancing the existing mortgage on your home. You can find the perfect mortgage plan, as it is quite affordable.

They also offer vehicle loans for a new or used car with attractive features, such as competitive rates and a prepayment without penalty. You will also be given the option of availing a 90 day postponement of your first payment. You can also apply for these loans online. These loans are for new or used automobiles, such as cars, trucks, vans and SUVs. Mainstreet Credit Union also offers financing for all models and also other vehicle loans for vehicles, such as a boat, a travel trailer and so on with 100% financing.

About the author

Brian James

US Financial specialist with a financial Master degree. Speaking about credit scores range in US, credit cards and more.

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