Rogue Federal Credit Union is a not-for-profit financial cooperative that serves its members in a mutually beneficial relationship. They offer several financial services, for personal and business purposes. You can become a member by maintaining minimum balance of $25 in your savings account. The members are allowed to vote on the way the credit union is governed. All people who live and work in Jackson, Klamath and Josephine County are eligible for a membership at this Credit union. Those who study in schools there or have a business or an immediate family member at the Union can also access membership.
Checking accounts are offered to make the management of finances easy and simple for the members. The accounts earn dividends and can be easily access electronically. You can choose the type of account that is suitable for your needs, such as regular checking with checks and debit cards or super checking, which provides greater dividends that are paid quarterly. If you maintain a minimum balance at the Rogue Federal Credit Union, there is no need to pay any fee as well.
They also offer regular savings account, which can later be used to deposit in their high yielding certificates. The money maker account allows the members to earn a higher dividend on their savings and allows you the convenience of writing fewer checks every month. With the help of the Savers choice certificate, you can pay for college fees, weddings, and a vacation or even for a new house. Members can take advantage of consumer loans for new or used vehicles with a simple and convenient method of application. Mortgage loans are also offered, for which you can apply online.
Visa Classic and platinum credit cards are offered at a low rate for transfers and for advances and purchases. There are no annual fees and even if you make late payments, there are no increases in the rate. They also allow a 25 day grace period and no processing fee is charged. The Rogue Federal Credit Union allows online access to your account and balance and the card are accepted all over the world, wherever you see the Visa logo. The Platinum visa credit card offers 1% cash back on purchases. Here too, there is no processing or annual fee and the interest rate is the same for purchases and balance transfers or advances.
You can also select the appropriate retirement account through their investment options. They have mutual funds, stocks, bonds and annuities. They provide these services through their broker dealer CUSO Financial services, to fulfill all your investment and insurance needs and plan well for your retirement. If you are thinking of buying your dream home or even want to refinance your old home or renovate it, you can avail products and services from the home loan center of Rogue Federal Credit Union. There are home equity loans with variable rates and fees that are most competitive. Alternatively, you can also choose the single advance home equity loan, where the interest may also be tax deductible. Business services are also provided in the form of business loans and business checking and savings account with online bill payment options at Rogue Federal Credit Union.
